<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=129604147781980&amp;ev=PageView&amp;noscript=1">
>

The Zoe Blog

Erich Reimer

Recent Posts

Market timing vs. time in the market

Posted by Erich Reimer on Sep 19, 2017 11:08:00 AM

Let’s take a poll.

Raise your hand if you’ve ever heard someone brag about how they bought Amazon stock right before it’s share price doubled?

I bet there's a few of you. Okay put your hand down, people are starting to stare.

Now ask yourself this… was this person's success a matter of luck or skill?  We don’t know your friend, but yea it was probably luck. Maybe best not to tell him that.

As Warren Buffett once said, “The only value of stock forecasters is to make fortune tellers look good.” The short term direction of stock prices is close to random. But why? It all comes down to human psychology and the relationship between markets and volatility. 

Read More

Topics: Personal Finance

Savvy Investor: stocks or bonds?

Posted by Erich Reimer on Sep 12, 2017 10:30:00 AM

Being the successful person that you are, your years of diligent contributions to your retirement fund, along with your well-planned mortgage repayments, have paid off – not only do you have the security that you are saving well, but you’ve managed to do so and still have a nice pile of cash in the bank! So it’s time to take it to the next level. You know you should be investing as the return for sitting on cash is super low, but you’re not quite sure what you should be investing in. To help get the process started, we’ve put together the basics of stocks and bonds. This should help you to get your head around your options and one step closer to knowing where to put your money.

Why Invest in Stocks or Bonds?

Stocks and bonds are the most popular financial assets. Almost every financial plan that’s created includes some kind of investment in one or the other, or both. But why? Is not like they look like Zac Efron or Margot Robbie, so why all the fuss? The three main reasons for their popularity is their liquidity, tax and diversification benefits (sorry, I know... buzz killer).

Read More

Topics: Personal Finance

What is the market?

Posted by Erich Reimer on Sep 5, 2017 11:33:17 AM

Whenever you turn on the TV or read a newspaper you will undoubtedly see someone talking about how the “markets” are up, down, flat, upbeat, sad, or some other kind of movement or mood description.

However, what do they really mean when they are talking about the “market”? They are not talking about the local grocery store’s traffic or the overall economy. Rather, the “market” is a broad, but particular, snapshot of the investing world.

Read More

Topics: Personal Finance

*All investing is subject to risk, including the possible loss of the money you invest.

**The projections or other information generated by Zoe Financial, Inc. regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results.

zoefin.com

The Zoe Blog

Interesting and informative opinions and advice on personal finance.

Subscribe to Email Updates

Recent Posts